Risk Insights: Water Damage

If you’re like most homeowners, when you think about your home and cherished possessions being subjected to significant physical damage the first threat that comes to mind is likely a large-scale natural disaster, and it’s not hard to understand why....

Risk Insights: Duty to Defend

Contained within General Commercial Liability (CGL), Employment Practices Liability Insurance (EPLI), and Directors and Officers (D&O) insurance policies are two significant obligations owed by the insurer to the insured. The first obligation, the du...

Risk Insights: Protecting Vacant Real Estate Property

In a time when layoffs and foreclosures are widespread, your firm may be forced to manage vacant real estate. The insurance risks and liabilities associated with owning vacant property can be extensive, and to ensure you are adequately protected, it ...

Risk Insights: Indoor Air Quality

According to the Environmental Protection Agency (EPA), indoor air has higher levels of pollutants than outdoor air, and consequently can pose environmentally related health problems. This has increasingly become a concern for business owners, as ind...

Risk Insights: Builder's Risk Coverage

Construction projects, regardless of their size, can present complex insurance issues. Are you confused about your exposures and policy options? If so, it's no surprise -- there are no standard builder's risk policy forms covering these types of risk...