2025 Outlook for the US Personal Insurance Market
Our popular annual report reviews the state of the 2025 US personal insurance market, including coverage availability, rates, and steps to improve insurability and reduce potential loss for home, auto, cyber, and other crucial coverages.
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2025 Outlook for the US Business Insurance Market
Our popular annual report reviews the state of the 2025 US business insurance market, including trends impacting coverage availability and rates for commercial property, worker's comp, EPL, D&O, and more.
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You don’t just buy insurance.
You protect what you value.
We’re the trusted advisor you can count on to help your business or your family protect what you value, through customized insurance solutions that reduce your risk and safeguard your assets.
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Meet your dedicated team of experienced advisors.
Our advisors are highly experienced and knowledgeable in their respective fields. Speak with them about your specific risk exposure, mitigation strategies and insurance coverages.
Meet the TeamB. F. Saul Insurance helps businesses, individuals, and families, with their insurance needs
Your goals and priorities come first. With meaningful experience serving businesses, individuals, and families, we keep up on relevant exposures in order to customize the advice to you.
Business Insurance
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B. F. Saul Insurance helps for-profit businesses and non-profit organizations protect their assets and reduce their risks with the right commercial insurance. Our advisors apply their deep product, market, and sector knowledge across various industries to ensure you get the commercial coverage that best meets your needs, at the best value.
Personal Insurance
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B. F. Saul Insurance understands the specialized coverage needs of successful families and individuals. That’s why we staff a team of professionals experienced in working with people like you, helping you protect your valued assets with the right customized insurance.
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Claims and Risk Control Services
Our dedicated team serves as your advocate at every step, especially when a claim occurs. We know that a property loss or liability lawsuit will trigger a time-consuming, complicated, and overwhelming claims process. So we take on the claims burden for you, moving quickly and working proactively to protect your interests. By leveraging our experience and providing our insight and support, we help you achieve the most favorable claims outcome.
Deep Knowledge. Exceptional Service.
You have complex needs. The advisors at B. F. Saul Insurance have the experience and passion to ensure you're covered.
With a history that spans over 100 years, we help businesses and non-profits, as well as families and individuals with complex needs, protect their most important assets at levels customized for their risk tolerances and goals.
What truly sets us apart are the frequent conversations, trusted relationships, and genuine care for our clients. Insurance is our business, and we take it personally.
Articles, guides, and other resources on the latest in the insurance industry.
Your Guide to Preparing for an Insurance Company Audit
Insurance policies such as general liability (GL) and workers’ compensation are auditable each year by your insurance company. Though the audit process is relatively straightforward, if you don’t comply with the audit or plan for it properly, the process could become difficult and you could face costly consequences. Whether you’re new to purchasing GL and workers’ compensation insurance or you’ve been buying these coverages for years, this guide will help you avoid problems at audit time.
Keep up with the insurance industry and understand how emerging exposures might impact your portfolio.
What Our Clients Say
"In a world where client service always seems to be getting more 'efficient', which can be code for 'not great', Erika and her team have moved in the opposite direction. They truly do provide white glove service in a way that is refreshing and surprising. Once I got used to that level of service, it was hard to go anywhere else."
Personal Insurance Client
What Our Clients Say
“Our experience with B. F. Saul Insurance has been first-rate from start to finish. From the beginning, their team proved to be responsive, helpful, and dedicated to guiding us through the intricacies of insurance options until we discovered a solution perfectly tailored to our needs.”
Personal Insurance Client
What Our Clients Say
“My experience with the B. F. Saul Insurance team has been excellent. Having a team of experts who take their clients seriously and respond almost immediately to emails or calls has made a significant difference. The client service provided is truly fabulous.”
Personal Insurance Client
What Our Clients Say
“To be honest, what sets B. F. Saul Insurance apart is their technical capabilities and understanding the risks specific to our organization. It's their attention to detail.”
Business Insurance Client
What Our Clients Say
“I couldn’t be more pleased with my relationship with B. F. Saul Insurance. The personal relationship is wonderful and they were able to develop a customized insurance plan that fit my needs. My mind is at ease knowing they are quarterbacking the game plan.”
Personal Insurance Client
What Our Clients Say
“I would highly recommend B. F. Saul Insurance for property and casualty coverage. In addition to providing the basic information about our new policies, I really appreciated the consultative approach - and the ongoing white glove service is fantastic.”
Personal Insurance Client
