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Personal Insurance for Successful Individuals and Families

For successful individuals with significant assets, properly insuring against risk requires more than a few minutes filling out an online form. You need an independent broker that understands your exposures and can provide the best insurance solutions.

Protect What You Have Worked Hard to Accumulate

You have amassed substantial assets over your lifetime. Now, you want to protect them with the right insurance. But you and your family may have risks that traditional insurance companies aren’t equipped to cover.

  • Your primary home may have unique architectural components and custom finishes.
  • You might own a secondary or seasonal residence and/or rental properties.
  • Your assets may include luxury vehicles, and possibly a boat or other watercraft.
  • Perhaps you own jewelry, fine arts, antiques, or an extensive wine collection. 

The higher your net worth and the more active your lifestyle, the greater your exposure. You need personalized advice, customized insurance solutions, and a strong advocate if you experience a loss.

That is why successful families and individuals and those with emerging wealth turn to B. F. Saul Insurance. 

We understand the unique risks you face, and we help reduce them with customized insurance solutions. Our team has deep relationships with insurers that cater to the higher end of the market, so we have access to the specialized policies you need. There is no better partner to help safeguard what you value and deliver the peace of mind you deserve.

Learn about the top three risks for successful individuals and families.

Discover How We Help High-Net-Worth Clients Reduce Risk



An all electric Tesla

Comprehensive auto coverage is a cornerstone of your personal insurance policies, whether you own a traditional vehicle, motorcycle, motorhome, and/or all-terrain vehicle.

Cyber Liability

Cyber Liability

With the right cyber liability insurance solution in place, you can reduce your exposure to this increasingly prevalent risk.

Domestic Staff

Smiling beautiful caregiver and disabled old lady with walker

Proper domestic staff insurance coverage transfers the financial risk of hiring domestic employees, reducing your exposure.

Excess Liability / Personal Umbrella

Serious middle aged executive manager

A personal umbrella liability insurance policy provides robust coverage and high limits that supplement your primary policies, offering you greater protection.

Flood / Excess Flood

Modern living area with wide views of the bay

The right insurance policy will protect your property from damage due to the increasing incidence of floods.

Homes & Rental Properties

Happy black couple standing outside their house

When you buy a secondary or seasonal home, the process and cost of securing the right homeowner’s coverage can be quite different than insuring a primary home. A luxury, custom home has unique insurance needs, too.

Valuable Articles

Valuable Articles

With a customized valuable assets insurance policy, you can be sure your possessions are protected from loss.

Watercraft & Recreational Vehicles

A happy senior couple laughing having fun sailing (1)

The right coverage can protect your valuable watercraft from a wide range of exposures, reducing your financial risk.

Nationwide Private Client
Berkley One
Download "The State of the Personal Insurance Market" Whitepaper