PERSONAL LINES

Domestic Staff

Whether you hire just one part-time nanny or engage full-time housekeepers, chefs, gardeners, and drivers they are all employees of the household.  Just like any workplace, domestic employees may get hurt on the job or make a claim of wrongful termination, harassment, or discrimination.  Our products can transfer these financial risks from the family to an insurance carrier.

Key Considerations:

  • Type of work performed
  • Compensation of each employee
  • State in which the employee works (some states require the purchase of Worker’s Compensation)
  • Background checks