Domestic Staff Insurance
Proper domestic staff insurance coverage transfers the financial risk of hiring domestic employees, reducing your exposure.
Reduce your exposure to risk that comes from hiring domestic employees
Whether you hire one part-time childcare worker in your home or engage full-time housekeepers, chefs, gardeners, and drivers, they’re all considered employees of your household. Just as in any workplace, your domestic employees could get hurt on the job or make a wrongful termination, harassment, or discrimination claim.
B. F. Saul Insurance will recommend a domestic employee insurance policy with coverages that reflect considerations like these:
- Type of work performed
- Employee compensation
- State in which the employee works (some states require workers’ compensation insurance)
- Background checks
Key Contacts

Discover How We Can Manage Your Risk
Deep Knowledge. Exceptional Service.
Independent Family Ownership
We believe that being privately held is essential to achieving growth—now and in the future. Retaining an independent ownership results in a long-term outlook and provides the financial means to invest in resources relevant to your needs.
Expertise & Experience
Your goals and priorities come first. With meaningful experience serving individuals, families, and businesses, we keep up on relevant exposures in order to customize the advice to you.
Proven Service Model
At B. F. Saul Insurance, the advisor that understands your risks and business priorities also negotiates and structures your program. Our direct access to the global insurance market affords you the best possible results.
We Develop Long Term Relationships
On average, we retain about 95% of our clients every year (greater than the industry average of 80-85%). We are passionate about people—yours and ours—leveraging our knowledge about you to more effectively advocate on your behalf in the market.
Speak with a knowledgeable advisor about your business or individual insurance needs.
Keep up with the insurance industry and understand how emerging exposures might impact your portfolio.