Homeowner's Insurance

Ensure your extraordinary home is covered properly.

Standard homeowner’s policies are not designed to fully protect your luxury primary home, a beach getaway, or a seasonal rental in the mountains. The higher the value of your property—and the more custom or complex the features involved—the more important it is to get a specialized homeowner’s policy designed to cover these unique homes.

B. F. Saul Insurance helps successful individuals and families secure homeowner’s insurance that protects valuable properties, avoiding the limitations and exclusions you will find in basic policies.

We may recommend a policy that includes coverages listed below, depending on your needs:

• Guaranteed replacement cost
• Cash option to rebuild at another location
• Contents coverage extended to other locations
• Contents coverage for students living away from home
• Broad additional living expenses
• Rebuilding to code
• Equipment breakdown
• Cyber insurance

Discover the top risks associated with a second home.