Organizations and senior management teams today face a seemingly ever-increasing list of potential financial and professional liability risks. From employment compliance to a governmental investigation to a reputational event, a single incident can financially devastate a business or not for profit organization. The regulatory environment for data privacy and cyber related risks exposures are evolving and are expected to persist, and some will intensify. We can help anticipate and manage these risks.


Cyber/Privacy Liability

Cyber/Privacy liability insurance protects against many digital threats, ranging from online attacks, data breaches, electronic theft and vandalism, denial of service attacks and even copyright infringement.

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Directors & Officers Liability

Directors and officers liability insurance offers additional protections for organizational leaders whose positions create significant personal risk exposure.

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Employment Practices Liability

Employment practices liability insurance covers lawsuits that allege harassment, discriminatory and/or illegal treatment of employees.

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Fiduciary Liability

Fiduciary liability insurance shields trustees, employers, fiduciaries, professional administrators, and the plan from lawsuits that allege mismanagement in the administration of employee benefit programs as imposed by the Employee Retirement Income Security Act (ERISA).

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Crime/ERISA Bond

Crime Insurance provides protection from the theft of cash, assets, merchandise or other property loss when a someone perpetrates fraud, embezzlement, forgery, misrepresentation, robbery, theft or any other type of business-related crime on the company

Employee Retirement Income Security Act (ERISA) bond coverage is often added to a crime policy subject to a zero retention in order to comply with ERISA bonding requirements. However, a separate ERISA bond can also be purchased to address this requirement.

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Kidnap, Ransom, & Extortion

Kidnap, ransom and extortion (K&R) insurance offers financial protection in the event that covered employees are taken hostage by a hostile party.

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Professional Liability/E&O

Professional/Errors and Omissions liability (E&O) insurance covers professionals who offer advice or provide a service in the event that they make a mistake.

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