Gain peace of mind with the right coverage and limits.
It is more likely than ever that you could be sued personally, and jury awards and settlements are skyrocketing. The higher your income and the more assets you have, the greater your risk of a multi-million dollar lawsuit if someone is injured on your property or you cause an auto accident that results in injuries or fatalities.
The liability limits of your auto and homeowner’s policies probably are not enough even for a modest claim—leaving you to cover the difference. Successful individuals and families need an umbrella liability policy that provides additional coverage with higher limits.
B. F. Saul Insurance will help you assess your risk factors and risk tolerance as you make your decision on the right limit of insurance for your situation. Your personal umbrella liability insurance policy could include coverages like these, depending on your needs:
- Claims for damages caused by you, your family (living at home or at school), and your pets, whether they occur on or off premises
- Non-business-related personal injury liabilities, such as slander, libel, defamation, invasion of privacy, wrongful eviction, or false arrest
- Liabilities faced during international travel, including rental car accidents
- Legal defense costs for a covered loss
Learn why you need higher liability limits than you might expect.
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