Excess Liability / Personal Umbrella Insurance

Providing robust coverage and high limits that supplement your primary policies

The more active your lifestyle and the higher your net worth, the greater your odds of a multi-million-dollar lawsuit resulting from personal injury, bodily injury, or property damage will occur. If the settlement or award exceeds the limits of your primary insurance policies (like home or auto), you could be left covering the difference.

B. F. Saul Insurance will recommend a personal umbrella liability insurance policy that includes coverages like these, depending on your needs:

• Claims for damages caused by you, your family (living at home or at school), and your pets, whether they occur on or off premises
• Non-business-related personal injury liabilities, such as slander, libel, defamation, invasion of privacy, wrongful eviction, or false arrest
• Liabilities faced during international travel, including rental car accidents
• Legal defense costs for a covered loss