B.F. Saul Insurance, Inc.
Your use of our Services, and any dispute over privacy, is subject to this Policy.
For ease of reference, you may click on any of the following links to jump to one of the sections addressed below:
- Accessibility Statement
- Personal Information We Collect, Use and Share
- Do Not Track
- Information Regarding Children
- Your California Privacy Rights
- Retention and Disposal of Personal Information
- Updates to This Policy
- Contact Us
This Policy applies to all BFSI websites and covers only the Services identified above and does not apply to information which you may send us by other means.
If you are within or are a resident of a member nation of the EUROPEAN ECONOMIC AREA (the “EEA,” which includes the 27 European Union Member States, Iceland, Lichtenstein and Norway), Switzerland or the United Kingdom (“UK”) (collectively, the “EU”), these Services do not apply to you.
This Site contains links to external sites, including those embedded in third-party advertisements or sponsor information, that are not controlled by BFSI. We are not responsible for the privacy practices and data collection policies for such third-party sites. You should consult the privacy policies of those sites for details.
BFSI reserves the right to make changes to this Policy at any time. Since this Policy may change as we modify or expand our Services, we suggest that you check back from time to time in order to understand how we treat your information. Our Policy’s effective date will always be set forth at the beginning and end of the Policy. Any changes will be immediately incorporated into this Policy and will be prospective only. We will not make any changes that have retroactive effect unless legally required to do so.
Any change to this Policy is effective immediately. Your continued use of the Services after any changes are made to this Policy constitutes your acceptance of the changes. If any changes are unacceptable to you, you should cease all use of the Services.
BFSI is committed to making its website, https://www.bfsauinsurance.com, usable by all people, including those with disabilities. We are constantly in the process of making upgrades to achieve this goal.
Our Commitment to Help
We are dedicated to meeting your accessibility needs. Should you have specific questions or concerns about the accessibility of this site or need assistance in using the processes found within this site, we have individuals here at BFSI to assist you.
Please contact us directly at email@example.com. We would be happy to assist in making your visits to our site as convenient as possible.
Third Party Applications
While you are visiting our site, you will notice that we make use of third-party sites such as YouTube and Lever. Though individuals may have challenges with access to these sites, BFSI does not control or remedy the way content is portrayed.
Personal Information We Collect, Use and Share
Personal information is generally defined as information that, by itself or in combination with other information, identifies, relates to, describes, references, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer, device, or household (“Personal Information”). Personal Information can include, but is not limited to, your name, address, telephone number, email address, username and password, IP address or other online identifiers, browsing or search history, credit/debit card number or other financial information, professional or employment-related information, office address and other business information, demographic information, consumer preferences, biometric information such as fingerprints, precise location information, or any other type of information that, directly or indirectly, can be linked to or is reasonably capable of being associated with you.
When using the Services, we may collect, use, and share the following categories of Personal Information from you in the following ways:
|Categories of Personal Information we collect||We may collect this Personal Information when you…||We collect this Personal Information so that we may…||Types of third parties that may receive this Personal Information|
|Contact information such as your first name, last name, email, phone number, and interest for insurance, career, or other.||
|Message questions or comments if you contact us. We may collect records and copies of your correspondence, including your name, email, subject interest and any other information you choose to provide or communicate to us while using the Services.||
|We may also collect information about the name of your current company, LinkedIn profile URL, proof of U.S. employment eligibility, age if 18 or older, names of relatives who may have worked for B.F. Saul Insurance, Inc., awareness of Covid-19 vaccination requirement, minimum salary requirement, proof of non-compete or confidentiality agreements, gender, race, veteran status, disability status, educational institutions, work history, references, and any additional information you may provide in a resume or cover letter.||
|Information such as IP address, unique device identifiers, operating system, and other information related to the device used to access our Services.||
|“Clickstream” data (e.g., information regarding which of our Web pages you access, the frequency of such access, and your product and service preferences) may be collected by BFSI itself, or by our service providers, using cookies, Web beacons, page tags, or similar tools that are set when you visit the site or when you view an advertisement we have placed on another Web site.||
Cookies are small text files that may be placed on your Web browser when you visit our Sites, or when you view advertisements that we have placed on other Web sites. Cookies allow your browser to remember some specific information which the Web server can later retrieve and use. When you quit your browser, some cookies are stored in your computer’s memory, while some expire or disappear.
- To improve site security by “authenticating” you (i.e., verify that you are who you say you are) when you sign into our Sites.
- To keep track of your specified preferences such as language, time zone and timeouts after periods of inactivity.
- To allow you to navigate our Sites more easily by “remembering” your identity so that you do not have to input your password multiple times as you move between pages or services.
- Website Operation. Cookies help us run our websites securely and enable basic functions like page navigation.
- Performance and Analytics. Cookies help us analyze how you interact with our Sites. These Cookies enable us to monitor and improve website performance, Services, and your experience.
If you wish to prevent Cookies from tracking your activity, or visits across multiple websites, you can set your browser to block certain Cookies or notify you when a Cookie is set. If you block Cookies, certain features and Services may not work. For more information on how you can customize your browser’s Cookie setting, please visit the link to your web browser below:
We are not responsible for the completeness, effectiveness, or accuracy of any third-party opt-out options or programs.
Do Not Track & Global Privacy Controls
Some website browsers offer a “Do-Not-Track” setting or extension you can activate to signal your preference not to have data about your online browsing activities monitored and collected. Currently, our Site and Services do not recognize “Do-Not-Track” requests. You may, however, disable certain tracking as discussed in this section (e.g., by disabling cookies).
Information Regarding Children
The Services are intended for individuals 18 years of age and older. Our Services are not directed at, marketed to, nor intended for, children under 16 years of age. BFSI does not knowingly collect, use, or sell any information, including Personal Information, directly from children under 16 years of age.
If BFSI learns that it has collected any information regarding a person younger than 16 years of age without consent, BFSI will delete or destroy the information immediately.
If there is concern that information regarding a person younger than 16 years of age was somehow collected by BFSI, any minor, or the parent(s) or legal guardian(s) of such minor, who wishes to request the removal of the minor’s information should submit their request by using the contact details provided in the “Contact Us” section below.
Your California Privacy Rights
California residents should be aware that this section does not apply to: Personal Information covered by certain sector-specific privacy laws, including the Fair Credit Reporting Act (FCRA), the Gramm-Leach-Bliley Act (GLBA) and its implementing regulations, the California Financial Information Privacy Act (FIPA), and the Driver’s Privacy Protection Act of 1994; or other information subject to a California Consumer Privacy Act (CCPA) exception.
Depending on where you reside, you may have one or more of the following rights with regard to BFSI’s collection, use and sharing of your Personal Information:
- Access: The right to request that we disclose what Personal Information we collect, use, disclose or sell about you.
- Deletion: The right to request the deletion of Personal Information we have collected or maintain about you.
- Opt-Out: The right to opt out of the sale of your Personal Information.
- Non-Discrimination: The right not to receive discriminatory treatment by BFSI, in terms of the services and prices offered on or through our Services, because you exercised these rights regarding the collection, use and sharing of your Personal Information.
If you would like to access, review, edit, delete or have us properly dispose of any copies of the Personal Information that BFSI collected about you (subject to any applicable legal exceptions), or if you would like to exercise the above rights in any other way, please contact us at firstname.lastname@example.org or use the mailing address provided in the “Contact Us” section below.
You may be able to opt out of BFSI sharing your Personal Information with the entities identified in this Policy by sending us an email at the address above, unless the sharing of your Personal Information is necessary to perform one of the following business purposes: to count ad impressions and evaluate their effectiveness; to detect, protect against, and prosecute security incidents; to debug or troubleshoot functional errors that may arise with the Services; to complete short-term tasks related to an existing interaction you have with BFSI; to maintain or service your account; to process payments and fulfill orders or other transactions you authorize; to verify your customer information; and to ensure the safety and quality of the Services.
BFSI will attempt to accommodate any request to delete or properly dispose of any copies of your Personal Information, but we cannot guarantee we can eliminate all Personal Information from the specified uses. Therefore, please be as specific as possible in any request to delete or dispose of copies of your Personal Information. We may deny your deletion request if retaining the information is necessary for us or our service providers to:
- Complete the transaction for which we collected the Personal Information, provide a good or service that you requested, take actions reasonably anticipated within the context of our ongoing business relationship with you, or otherwise to perform a contract we entered into with you;
- Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, or prosecute those responsible for such activities;
- Debug products to identify and repair errors that impair existing intended functionality;
- Exercise free speech, ensure the right of another consumer to exercise their free speech rights, or exercise another right provided for by law;
- Comply with the California Electronic Communications Privacy Act (Cal. Penal Code § 1546);
- Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when the information's deletion may likely render impossible or seriously impair the research's achievement, if you previously provided informed consent;
- Enable solely internal uses that are reasonably aligned with consumer expectations based on your relationship with us;
- Comply with a legal obligation; or
- Make other internal and lawful uses of that information that are compatible with the context in which you provided it.
If you choose to delete certain portions of your Personal Information, it may affect your ability to use certain Services. If the request relates to information that BFSI needs to make the Site or other Services function properly for you, you may no longer be able to use those Services. Any removal of content by BFSI does not ensure or guarantee complete or comprehensive removal of the content in all places. The content may have been shared or reposted by other parties, or federal or state law may require maintenance of the content or information.
You may grant an authorized agent written permission to submit requests regarding your Personal Information, but we may deny authorized agent requests absent proof that you authorized such agent to act on your behalf, or if we are unable to verify your identity.
BFSI is required to verify the identity of any person or entity that requests the disclosure or deletion of Personal Information. If you have a password-protected account with us, we will use our existing authentication procedures to verify your identity. For most other consumer requests, BFSI will ask you to provide information that matches at least two pieces of personal information we store about you before responding to your request. If you would like to request the specific pieces of your personal information that BFSI has collected, or if you would like us to delete highly sensitive information, you will need to match at least three pieces of information we store about you, and you must provide a signed declaration under penalty of perjury that you are the consumer whose personal information you are requesting.
We cannot respond to your request or provide you with Personal Information if we cannot verify your identity or authority to make the request and confirm the Personal Information relates to you. Making a verifiable consumer request does not require you to create an account with us. We will only use Personal Information provided in a verifiable consumer request to verify the requestor's identity or authority to make the request.
We may send periodic promotional emails to you. You may opt out of promotional emails by following the opt-out instructions contained in the email. If you opt out of receiving promotional emails, we may still send you emails about other services you have requested to receive from us.
Retention and Disposal of Personal Information
BFSI retains collected information for a reasonable amount of time in order to fulfill the stated purpose for why the information was collected. BFSI will also retain collected information connected to business records for periods of time required by law. If BFSI determines that collected information is no longer needed, it will delete such information.
Securing Personal Information
BFSI is committed to protecting the privacy and confidentiality of your personal information. We maintain physical, electronic and procedural safeguards to protect the information against loss, misuse, damage or modification and unauthorized access or disclosure. Some of the other central features of our information security program are:
- A dedicated group that designs, implements and provides oversight to our information security program;
- The use of specialized technology such as firewalls;
- Testing of the security and operability of products and services before they are introduced to the Internet, as well as ongoing scanning for publicly known vulnerabilities in the technology;
- Internal and external reviews of our Internet sites and services;
- Monitoring of our systems infrastructure to detect weaknesses and potential intrusions;
- Implementing controls to identify, authenticate and authorize access to various systems or sites;
- Protecting information during transmission through various means including, where appropriate, encryption; and
- Providing BFSI personnel with relevant training and continually updating our security practices in light of new risks and developments in technology.
Nothing in this Policy restricts our ability to:
- Comply with federal, state, or local laws;
- Comply with a civil, criminal, or regulatory inquiry, investigation, subpoena, or summons by federal, state, or local authorities;
- Cooperate with law enforcement agencies concerning conduct or activity that we reasonably and in good faith believe may violate federal, state, or local law;
- Exercise or defend legal claims;
- Detect security incidents and protect against fraudulent or illegal activity and prosecute those responsible for such activity; or
- Transfer Personal Information as part of a merger or acquisition, dissolution, bankruptcy, or any other transaction in which a third party assumes control of all or part of our business.
Our Site and Services may contain links to unaffiliated websites. Any access to and use of such linked websites is not governed by this Policy, but instead is governed by the privacy policies of those websites. We are not responsible for the information practices of such websites.
Updates to This Policy
This Policy is current as of the Effective Date set forth above. We may change this Policy from time to time, so please be sure to check back periodically. We will post any changes to this Policy on our Site, and any material change to this Policy will be effective immediately.
If you have questions about this Policy, the privacy aspects of our Site or Services, or would like to make a privacy-related inquiry, complaint, or dispute, please contact us at:
Privacy Team c/o Legal Department
B.F. Saul Insurance, Inc.
7501 Wisconsin Avenue
Bethesda, MD 20814
BFSI intends to strictly enforce this Policy. If you believe there has been some violation of this Policy, please contact BFSI.