Crime Insurance/ERISA Bond
Any company can be the victim of a workplace crime such as theft, fraud, forgery, property destruction, and cybercrime including social engineering. No organization is immune to the potential loss of an embezzlement scheme carried out over a number of years.
Some of the emerging crime-related losses are not typically covered by commercial property insurance. You should consider the merits of a comprehensive Crime insurance program.
Employee Retirement Income Security Act (ERISA) bond coverage is often added to a crime policy to comply with ERISA bonding requirements. This requirement protects plans against losses sustained due to acts of fraud or dishonesty by those persons whose positions require them to come in direct contact with or exercise discretion over plan assets.
Key Considerations
- Social engineering fraud
- Employee dishonesty - theft, fraud and embezzlement
- Forgery or alteration
- On premises / in transit
- Funds transfer fraud
Contact Us
Speak with a knowledgeable advisor about your business or individual insurance needs.
Technology
Today’s advanced technology makes it possible to provide clients with an unprecedented level of expertise and service. Complex models help us analyze clients’ risk mitigation needs and coverage options to make informed decisions, and efficient communication channels make it easy to contact clients anytime they might need to update or review their insurance holdings.
Insurance has really become a science. Improved quantitative analytics, risk modeling, and benchmarking tools are just a couple examples of how technology has helped us better serve clients.
People
Our people are our most valuable asset. We are committed to developing our Associates to achieve their professional potential through a culture of accountability that supports effective teamwork, and recognizes excellence based on the results we get for our clients.
Our advisors understand the risk mitigation needs of high-net-worth individuals and we have meaningful experience advising clients in the commercial real estate, not-for-profit, association, and professional services industries. With the help of our experienced and knowledgeable insurance advisors, businesses and individuals can feel confident in the policies and coverages that they select. Good guidance leads to solid protection.
Service
We are focused on providing exceptional service and doing it the right way based on excellence, ethics, and results. It’s about being a trusted advisor that understands your priorities and the industry exposures impacting your operation. Ultimately our business is about people helping other people, particularly advocating on your behalf in the event of a claim.
Advising clients on their insurance needs requires much more than merely entering online form data and sending a single policy option. In order to provide customized and sage recommendations, insurance advisors must talk with clients one-on-one to understand their unique situations. Only after a conversation can advisors make and explain knowledgeable coverage recommendations, which lets clients choose coverages based on informed counsel.
We understand that clients must be treated on an individual basis, and our advisors are committed to always providing that high level of service. Businesses and individuals alike receive advisors full attention and well-informed guidance.
Claims Advocacy
When it comes to supporting you in the event of a claim or helping you avoid a potential claim, we are with you every step of the way. Service matters. Results matter. Our goal is to make it simple and to ensure you achieve the most satisfactory outcome. Whether it’s your first time experiencing a claim, or you have a frequency of matters, the process to negotiate a favorable settlement with your insurer can be complex and challenging. With a team comprised of former legal professionals with extensive litigation experience, we are ready to help you.
