As an Associate and Producer in B. F. Saul’s Commercial Lines practice, Ben Guttman brings a deep understanding of commercial insurance and a passion for helping clients navigate this often-complicated landscape. With years of experience at both national and independent firms including North Central Insurance Agency, Heller Kowitz Insurance Advisors, and Allstate, Ben has developed a multifaceted perspective on risk and coverage. He specializes in multifamily and nonprofit organizations, staying abreast of evolving industry trends to deliver creative and effective solutions.
Ben’s key responsibilities revolve around building lasting client relationships, identifying areas of exposure, and structuring policies to address both current and emerging risks—such as catastrophic weather events and the rise of cyber threats. Known for his approachability and keen attention to detail, Ben strives to break down intimidating insurance concepts into clear, manageable terms so clients can focus on growing their businesses with confidence.
Ben earned his Bachelor of Arts from the Rabbinical Seminary of America and holds professional designations including the CPIA (Certified Professional Insurance Agent), cyRM (Cyber Risk Manager), and PLCS (Personal Lines Coverage Specialist). He also serves on the Maryland Insurance Administration’s Producer Licensing Advisory Board.
Outside of work, he enjoys spending time with his wife and three boys, playing basketball, hiking, and coaching youth sports. An accomplished singer, he has performed internationally at weddings and bar mitzvahs and recently released his first single after past collaborations with other artists. He extends this passion for music by volunteering with the Project Smile Music Team, which brings uplifting music to hospital or homebound patients. Ben served on the board of his synagogue, Shomrei Emunah, for six years and currently serves as a cantor and services coordinator there.
You have complex needs. The advisors at B. F. Saul Insurance have the experience and passion to ensure you're covered.
With a history that spans over 100 years, we help businesses and non-profits as well as families and individuals with complex needs protect their most important assets at levels customized for their risk tolerances and goals.
Smart, data-driven decisions and superior customer experiences are always a given, whether you need an advisor for a new insurance program or a claims advocate who can make the process seamless.
What truly sets us apart are the frequent conversations, trusted relationships, and genuine care for our clients. Insurance is our business, and we take it personally.