B. F. Saul Insurance, a leading independent insurance advisory firm known for providing tailored coverage solutions and risk management expertise, is proud to announce the appointment of Ben Guttman as its newest commercial lines producer. Guttman is based in Baltimore and brings an extensive background in multifamily, nonprofit, and other commercial lines to the firm’s growing team.
Guttman has devoted most of his career to helping clients navigate complex insurance challenges and developing creative, forward-thinking solutions. He has worked as an insurance advisor at firms like North Central Insurance Agency, Heller Kowitz Insurance Advisors, and Allstate, where he specialized in cultivating strong client relationships, staying on top of industry trends, and clarifying coverage details in ways that empower businesses to make confident decisions.
“I’m excited to join the B. F. Saul Insurance team,” said Guttman. “Insurance can be intimidating. My goal is to break down the complexities so clients feel comfortable, confident, and fully protected. I look forward to building new connections, strengthening existing relationships, and helping to grow the firm’s commercial book of business.”
“We are delighted to welcome Ben to our team,” said Lanie Raphael, President of B. F. Saul Insurance. “His dedication, expertise, and genuine passion for educating clients make him a strong addition to our business insurance department.”
Ben earned his Bachelor of Arts from the Rabbinical Seminary of America and holds professional designations including the CPIA (Certified Professional Insurance Agent), cyRM (Cyber Risk Manager), and PLCS (Personal Lines Coverage Specialist). He also serves on the Maryland Insurance Administration’s Producer Licensing Advisory Board.
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