Captive insurance allows middle-market business owners to retain a portion of their risk directly rather than transferring it entirely to a carrier....
When a high-net-worth Maryland resident was struck head-on by an uninsured driver while vacationing in Florida, his B. F. Saul Insurance advisor...
Summary: Filing an insurance claim can have long-term implications beyond immediate repairs. This guide explains how to evaluate whether to file,...
Bethesda, Md. — B. F. Saul Insurance shared that Erika Marino has been named a 4 Under 40 Award recipient by NAIFA – National Association of...
Summary: Remarketing helps high-net-worth individuals and families assess whether their current carrier still offers the right protection at the...
The commercial insurance landscape is entering 2026 on steadier footing, but businesses continue to face meaningful pressure from persistent forces...
Consumers have weathered significant volatility in the personal insurance market over the past several years, driven by climate-related catastrophes,...
B. F. Saul Insurance hosted its third annual charity pickleball tournament, Paddle for a Purpose, on October 17, 2025 at Dill Dinkers, North Bethesda...
In the wake of the 9/11 attack, the US government passed the Terrorism Risk Insurance Act (TRIA) of 2002 to address the fast-growing concerns around...
Nobody expects a disaster to happen to them... until it does.
Two homeowners were out of town when their $5 million Washington, D.C. residence experienced a scenario nobody ever wants to face. A sprinkler line...
The recent flooding across Texas has left communities reeling and raised urgent questions about how homeowners can protect themselves from...
You’ve finalized the guest list, hired a caterer, lined up entertainment, and planned the perfect décor. But have you considered the risks of hosting...
If you serve on an organization’s executive team or board, you make decisions every day that impact the company’s fate. Though you might not realize...
No one wants to consider the possibility of a major loss to our home. However, a fire, hurricane, or flood can do significant damage to your house...
If you run an assisted living, skilled nursing care, or other senior living facility, the nature of your operations creates significant challenges...
AI is one of the hottest topics among business leaders across every industry. In the media, at conferences, and around the boardroom table, AI...
Lawsuit verdicts exceeding $10 million—commonly known as “nuclear verdicts”—are becoming increasingly frequent, posing a significant threat to...
Cybercriminals are becoming more creative every day, and they often target people with high incomes and substantial assets. According to a Chubb...
B. F. Saul Insurance, a leading independent insurance advisory firm known for providing tailored coverage solutions and risk management expertise, is...
Directors and officers (D&O) insurance is critical for any private company or nonprofit organization that employs these professionals.
Most...
The world of personal insurance is evolving, and staying informed is key to ensuring your coverage keeps up with emerging risks. In this video, Erika...
The devastating wildfires that ravaged Pacific Palisades and other Los Angeles neighborhoods in January have left many residents without homes. As...
The volatility and uncertainty of the past several years continue to weigh on the commercial insurance landscape, driven by persistent trends like...
If you felt like it was a particularly dry fall in and around Maryland, it wasn’t your imagination: 2024 was a historically dry season for much of...
Consumers have weathered the effects of a dynamic market for personal insurance over the last couple of years, with climate change impacts, rising...
B. F. Saul Insurance, a leading independent insurance advisory firm known for providing tailored insurance solutions and risk management services, is...
Insurance policies such as general liability (GL) and workers’ compensation are auditable each year by your insurance company. Though the audit...
Disney is battling a wrongful death lawsuit after a woman who ate at a Disney Springs restaurant died, allegedly following an allergic reaction to...
B. F. Saul Insurance, a leading independent insurance advisory firm providing customized insurance solutions and risk management, recently hosted a...
In this video, B. F. Saul Insurance client Stacy Murchison shares her powerful experience, highlighting how we helped her navigate one of the most...
In this video, Brandon Newlands, Esq., Senior Vice President, Senior Director of Coverage & Claims, discusses emerging trends in liability and auto...
You’ve been thinking about upgrading to a new vehicle with the latest high-tech features, and now the dealerships are inundating you with promotions...
Any business can be hit with a liability lawsuit, no matter your industry or the size of your company. A commercial umbrella or excess liability...
The evolving litigation landscape has completely altered the risks that a typical law firm faces in the process of serving its clients, making it...
When tornadoes touched down in Montgomery County, Maryland and other parts of the state on June 5, it was an unusual experience for many residents....
Property owners in Florida and California have been hit with the realities of skyrocketing homeowner’s insurance rates and insurers exiting the...
There’s a growing gap between what commercial property insurers are willing to offer in a policy contract and the insurance requirements imposed by a...
A convergence of macroeconomic and industry-specific trends is making it more complex than ever for commercial real estate businesses to obtain the...
Imagine receiving a letter from your homeowner’s insurance company stating that they’ve taken aerial photos of your property using a drone, those...
Though every nonprofit organization operates a little differently, most have unique exposures that companies in the for-profit world might not have....
When the news hit that State Farm General (which provides homeowner’s insurance in California) had been downgraded by A.M. Best, it triggered a...
No one likes to consider that they or a loved one could be the victim of a kidnap or ransom (K&R) incident. But for certain individuals, the...
Government contracting businesses tend to have more operational complexities than companies in other sectors, for a variety of reasons. If you do...
Pharmaceutical giant Merck & Co. Inc. reached a settlement last month that put an end to its extensive cyberattack insurance dispute. The...
The cost and availability of homeowner’s insurance in the United States are reaching critical levels, impacting the housing market. The...
With over two decades of experience in the insurance industry, Shannon Smithson brings her expertise as an Account Manager on the Personal Lines team...
The business insurance landscape is increasingly complex and volatile, driven by impactful trends like high inflation, increasingly excessive...
While most individuals and families don’t think of themselves in terms of labels like “high net worth,” many people meet the definition just based on...
The US market for personal insurance will remain volatile in the coming year, influenced by extreme weather patterns that have become the norm,...
Government contracting can prove lucrative, especially if you offer high-demand or specialized services. Yet, if you do business with the US federal...
Law firm executives are no strangers to the importance of insurance in protecting your assets and mitigating risks. And while no one particularly...
Like any organization today, nonprofits face a range of risks that could expose you to significant financial loss and reputational harm if you don’t...
As a law firm managing partner, you are well aware that insurance is one of your larger operating expenses.
B. F. Saul Insurance recently hosted a charity pickleball tournament that raised nearly $13,000 for SHARE Food Network, a program of Catholic...
Several years after COVID first hit the US, the travel industry is seeing a rise in both business and personal trips. A Forbes Advisor survey found...
Check out our feature in MoCo360 Magazine! The November/December 2023 issue highlights local, successful financial professionals and we had the...
The commercial property insurance landscape has always been dynamic, but it’s even more so today. Rates have risen for the past 24 quarters and early...
Whether you’ve recently joined a nonprofit from another industry, or you’ve taken a leadership role in a nonprofit after working in other roles with...
Brandon Newlands, Esq., SVP of Coverage and Claims at B.F. Saul Insurance, provides his expert knowledge on what you should do to prepare in the...
Many organizations maintain various liability insurance coverages to protect themselves against claims for damages arising out of legal liability to...
Over the past decade, the incidence of cybersecurity attacks has been escalating at an alarming rate, with Cybersecurity Ventures estimating the...
For businesses with complex insurance needs and limited in-house resources to devote to managing risk, working with an independent advisor or broker...
The Situation: A Nonprofit with a Diverse Affiliate Network
Working with the US federal government can prove lucrative, especially in certain industries. But as with all sectors, it presents unique risks and...
As your business grows, your insurance needs inevitably change—sometimes in ways that create new and different risks or increase the odds that your...
Whether you purchase a second home as a rental property or strictly for your own use, protecting it from risk takes a different approach than...
For individuals and families with significant assets, insurance should be a critical part of your plan for protecting what you value. But while most...
The news that State Farm and Allstate will stop writing new homeowner’s policies in California sent shock-waves through the state. Citing increased...
Although Directors & Officers (D&O) Liability claims tend to be less frequent than General Liability claims, when they do arise, they can be severe....
Rates for personal home, auto, umbrella, and other insurance categories have been on the rise this year. Download this infographic to find out how...
For years, companies doing business in Florida have experienced dramatic increases in their premiums, and in some cases non-renewal notices, for...
When you work hard and build up significant assets, what you own and how you live creates different or more complex risks. Whether you own multiple...
It’s a challenging time to buy and insure commercial property with confidence.
Whether you own and operate a portfolio of commercial buildings,...
When you buy insurance, you assume you’re protected in the event something goes wrong. But what if you’re not really covered for the risks you’re...
If you run a nonprofit organization, such as an association or public charity, events likely play an important role in your operations. Some...
Protecting your commercial properties with the right insurance is critical to ensure you’re sufficiently covered for the risks you might face. Yet,...
An insurance advisor is an independent firm that works on behalf of its clients. Advisors don’t work for the insurance companies, and they don’t...
B. F. Saul Insurance commercial lines account executives Jennifer Neal and Adrienne Schickert discuss commercial insurance trends they are seeing in...
Once you’ve built up a large portfolio of assets, it’s important that you take the right steps to protect it from risk. For high-net-worth...
Maybe you recently received your renewal notice for a particular line of coverage and were surprised at the rate increase. Perhaps you’re shopping...
The Situation: A Pandemic Creates Travel Uncertainties
The property insurance market is dynamic, always responding to current macroeconomic trends and the industry’s recent claims history. Even if you...
Securing the right commercial insurance has always been a complex undertaking, with many factors influencing market capacity, underwriting...
When you purchase commercial insurance, you probably focus most of your attention on obtaining the right type of coverage and sufficient policy...
At some point, most organizations look at what they’re spending annually on insurance and question whether they can reduce their costs. That’s...
Societal trends make it more likely than ever that your company could face a lawsuit related to how you handle your employment practices. And social...
Check out our feature in Bethesda Magazine! This month's issue highlights local, successful women in business and we had the chance to spotlight two...
As an attorney, you’re well-versed in how to respond when a client is faced with a lawsuit. But the nature of your work makes you and your firm...
When you purchase commercial liability insurance—whether for general liability or specialized risks like director’s & officer’s (D&O) or errors &...
The personal insurance market is in a state of flux, impacted by macro trends and forces with significant implications for insureds and the various...
Whether you’re developing new commercial properties or renovating existing properties, access to builder’s risk insurance is essential to protecting...
When you’re ready to renovate your home, there is a lot to think about—from planning out the work to be done, to selecting contractors and materials,...
Families with one or more high-end homes, luxury vehicles, jewelry, or art collections and many income-producing years ahead of them are at...
Images of the devastation that Hurricane Ian caused in Florida are both heart-wrenching and eye-opening. At first glance, it’s easy to focus on the...
Commercial property owners take care to insure their buildings against physical damage and business interruption. But if you have not insured your...
The financial advisory industry is competitive and crowded, which can make it difficult to stand out. To differentiate yourself from the competition,...
You’ve built or renovated a custom home with high-end finishes and distinct characteristics that reflect your personal style. Or maybe you’ve...
Whether you own high-value assets or engage in activities that come with risk, you...
Most businesses will do anything in their power to keep their employees safe from the expected (e.g., providing health insurance) to the routine...
Halfway through Q3 of 2022, it’s clear that clients are facing a variety of challenges in the market, whether due to increasing premiums, a reduction...
With cyber attacks severely increasing and showing no signs of slowing down, it is important for businesses and individuals to know their cyber...
Each year, the beginning of the season comes with a prediction from the National Oceanic and Atmospheric Administration (NOAA). This year the...
When working with an insurance agency, as a policyholder you should be aware of the opportunities to have your claims process (and insurance advisor)...
When you have an insurance claim and realize you aren’t covered properly to fully replace a personal asset or business loss, it’s too late to correct...
Personal Lines Practice Leader, Lanie Raphael, has been profiled in the Declaration of Independents feature in the August edition of BIG I...
B.F. Saul Insurance (BFSI), a Bethesda, MD based regional insurance brokerage and risk advisory firm, announced the addition of Brandon Newlands
BF Saul Insurance (BFSI), a Bethesda, MD based regional insurance brokerage and risk advisory firm, volunteers at the Cup of Joe. The team spent the...
B.F. Saul Insurance (BFSI), a Bethesda, MD based regional insurance brokerage and risk advisory firm, announced that Jason B. Jones has joined the...
