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The State of the US Personal Insurance Market

Implications for Insureds and Their Advisors

The personal insurance market is in a state of flux, impacted by macro trends and forces with significant implications for insureds and the various advisors they look to for guidance on securing adequate protection. While some of these forces are regional in nature, many others span the nation, affecting consumers no matter where they live, work, and enjoy leisure time.

This white paper assesses the state of the personal insurance market—both nationally and in regions where the market is especially volatile—and reviews the challenges consumers will face in the coming year as they attempt to obtain the right coverage to protect their valued assets.