---
title: Why Are Personal Insurance Costs Escalating?  | B. F. Saul Insurance
description: Rates for personal home, auto, umbrella, and other insurance categories have been on the rise this year. Download this infographic to find out why.
---

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# [Why Are Personal Insurance Costs Escalating? | B. F. Saul Insurance](https://www.bfsaulinsurance.com/guides/why-is-the-cost-of-my-personal-insurance-escalating)

 Written by [Erika Marino](https://www.bfsaulinsurance.com/guides/author/erika-marino) | Jun 12, 2023

Rates for personal home, auto, umbrella, and other insurance categories have been on the rise this year. Download this infographic to find out how the following factors are impacting rate increases:

- Supply chain issues
- Sustained high demand in the residential renovation market
- Sever weather events
- An increasingly litigous society with higher judgement awards
- And more

[View full post](https://www.bfsaulinsurance.com/guides/why-is-the-cost-of-my-personal-insurance-escalating)

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