Brochures

Personal Insurance Brochure

Written by Erika Marino | Sep 14, 2026, 12:00:00 PM

Financial success often creates complex insurance needs that go beyond what traditional carriers offer. B. F. Saul Insurance helps successful families and individuals protect homes, collectibles, and net worth through customized coverage, umbrella liability, and a broad product portfolio, backed by responsive, relationship-driven service.

You work hard, you're passionate about your career, and now you're reaping the financial rewards. But financial success often creates unique, complex insurance needs that go beyond what traditional carriers offer.

B. F. Saul Insurance understands the specialized coverage needs of successful families and individuals. That's why we staff a team of professionals experienced in working with people like you, helping you protect your valued assets with the right customized insurance.

We work with insurance carriers that understand the nuances of protecting high-quality homes with unique or custom features, as well as collectible cars, fine art, jewelry, and other high-value assets. B. F. Saul Insurance can also help protect you from personal lawsuits that put your net worth at risk, with an umbrella liability policy customized for your specific exposure.

Whatever You Value, B. F. Saul Insurance Can Help Protect It

B. F. Saul helps successful families and individuals protect what is important to them through a broad portfolio of insurance products, including:

  • Primary and secondary homes, condos, and co-ops
  • Investment properties
  • Personal cyber
  • Traditional and collector autos
  • Jewelry, art, wine, and other collectibles
  • Worker's compensation for household staff
  • High limit umbrella liability
  • Non-profit directors and officers

B. F. Saul Insurance is licensed in every US state and regularly works with clients who own residential properties across the country.

Responsive, Knowledgeable Service

Over 95% of our customers renew their policies through us, and that’s a testament to our exceptional service. When you have questions or need advice, you won't spend long stretches on hold or talk with a chatbot. You'll quickly reach a live person who is knowledgeable about your account and coverages and invested in your success. And if you need to file a claim, a claims advocate can be by your side throughout the process, helping make it seamless and supporting you through to the outcome of your claim.

Trusted, Caring Relationships

B. F. Saul Insurance advisors take the business of insurance personally. They're driven to help people they know, like, and value protect their assets by providing expert advice based on their deep experience. And they do that through in-person meetings and frequent phone calls and e-mails. In fact, if B. F. Saul Insurance doesn't hear from you for a while, the team will check in. The dedicated team is intent on exceeding your expectations and goals.

Learn how B. F. Saul Insurance can help manage your risks today.

Frequently Asked Questions About Personal Insurance

Q. What insurance needs come with financial success?

A. Financial success often creates unique, complex insurance needs that go beyond what traditional carriers offer, including protection for high-quality homes, collectibles, and high-value assets. B. F. Saul Insurance works with carriers experienced in addressing these specialized coverage needs.

Q. What does B. F. Saul Insurance's umbrella liability coverage protect against?

A. B. F. Saul Insurance can help protect you from personal lawsuits that put your net worth at risk through an umbrella liability policy customized for your specific exposure, rather than a standard, one-size-fits-all limit.

Q. What types of assets can B. F. Saul Insurance help protect?

A. B. F. Saul helps protect a broad portfolio of assets, including primary and secondary homes, investment properties, traditional and collector autos, and jewelry, art, wine, and other collectibles, along with flood and personal cyber coverage.

Q. Does B. F. Saul Insurance cover household staff?

A. Yes. B. F. Saul Insurance's portfolio includes worker's compensation coverage for household staff, addressing an exposure that a standard homeowners policy may not otherwise account for.

Q. What kind of service can clients expect from B. F. Saul Insurance?

A. Clients can typically expect responsive, knowledgeable service, including direct access to a live person rather than a chatbot, claims advocacy support, and proactive check-ins as part of an ongoing, relationship-driven approach.