Commercial Insurance

Since 1892, B. F. Saul Insurance has provided commercial property and casualty insurance brokerage and advisory services to our Corporate, Financial and Non-Profit clients. As an independent insurance broker, we utilize the traditional risk transfer capacity of numerous insurance carriers including Chubb, Hartford, Travelers and AIG as well as the London and offshore markets. We also assist our public and private clients in the development of alternative solutions, including captives, risk retention groups (RRG’s) and risk purchasing groups (RPG’s). Through our subsidiary, CPIM (, our team can provide expertise in all aspects of captive management including program design, reinsurance, fronting placement, accounting, risk management and claims management. CPIM also serves as administer of several nationwide professional Errors & Omissions programs.


Targeted Industry Segments

• Commercial Real Estate

Office Building, Mixed-Use, Multi-Family, Hospitality, REIT, Shopping Center, Complex Property Exposures

• Financial Institutions

Banks, Credit Unions, Private Equity, Venture Capital, Mutual Funds, Hedge Funds, Insurance Companies, Broker-Dealers

• Non-Profit Organizations

Human Services, Health Care, Trade Associations, Cultural Institutions, Endowments, Foundations, Private Schools, Colleges/ Universities

• Professional Services

Law Firms, Lobbying Groups, Public Relations, Accountants, Restaurant Groups, Medical Offices

• Technology

Government Contractors, Cyber Security, Consultants, Bio-Tech, Med-Tech, App Developers, Hardware/Software, Manufacturing, Staffing, Hosting, Data Centers


Property & Casualty Areas of Expertise

  •  Complex Property/General Liability
  • Commercial Auto
  • Excess Liability/ Umbrella
  • Fiduciary Liability/ Crime
  • International Exposures
  • Management Liability - Directors & Officers (D&O), Employment Practices Liability (EPL)
  • Professional Liability - Errors and Omissions (E&O)
  • Cyber Liability 
  • Investment Company Asset Protection
  • Bankers Professional Liability (BPLI)
  • And more...